Browse All Tools
HomeCalculatorsPDF ToolsDocument GeneratorsBlogAboutContact
Home/Calculators/TDS Calculator

TDS Calculator

Calculate tax deducted at source on various income types

Last Updated: July 2026
Gross annual income
Type of income for TDS
Tax calculation method
TDS Rate
—
Applicable rate
Annual TDS
—
Total TDS for the year
Monthly TDS
—
TDS per month

TDS Breakdown

ComponentValue

Advertisement

What Is a TDS Calculator?

A TDS Calculator computes the tax deducted at source on various types of income like salary, FD interest, rent, commission, and professional fees. It shows the applicable TDS rate, annual TDS amount, and monthly deduction.

TDS is a mechanism to collect tax at the source of income. This calculator helps you understand how much tax will be deducted from your payments and plan your cash flow accordingly. You can claim TDS as tax credit while filing your income tax return.

TDS Calculation

TDS = Payment Amount × TDS Rate
Monthly TDS = Annual TDS / 12
Net Payment = Payment - TDS
Payment = Income amountTDS Rate = As per income typeNet Payment = After TDS deduction

Frequently Asked Questions

What is TDS?
TDS (Tax Deducted at Source) is a mechanism where tax is deducted at the time of payment itself. The payer deducts tax before making the payment and deposits it with the government. The recipient can claim this as tax credit while filing ITR.
What are the TDS rates for different incomes?
Salary: As per income tax slabs. FD Interest: 10% (above ₹40,000). Rent: 10% (above ₹50,000/month). Commission: 5%. Contractor: 2%. Professional fees: 10%. Rates vary based on PAN availability and type of payment.
How to avoid excess TDS?
Submit Form 15G/15H if your total income is below taxable limit. Submit lower TDS certificate (Form 13) from IT department. Provide PAN to avoid higher TDS (20% without PAN). Declare investments under 80C, 80D to reduce taxable income.
What is the difference between TDS and TCS?
TDS is deducted by the payer on behalf of the payee. TCS (Tax Collected at Source) is collected by the seller from the buyer at the time of sale. TDS applies to income payments; TCS applies to certain goods and services above specified thresholds.
How to claim TDS refund?
File your Income Tax Return (ITR) showing all TDS deducted. If total TDS exceeds your actual tax liability, you get a refund. Refunds are usually processed within 30-45 days of ITR processing. Ensure PAN is linked with bank account for faster refund.

Related Calculators

Tax

Income Tax Calculator

Calculate income tax.

Advance Tax

Advance Tax Calculator

Calculate advance tax.

Tax Saving

Tax Saving Calculator

Calculate tax savings.

Regime

Old vs New Regime Calculator

Compare tax regimes.

Found This Useful?

Understand TDS deductions on your income.

Try Another Calculator