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Stamp Duty Calculator

Calculate stamp duty on property purchase by state

Last Updated: July 2026
Market value or circle rate value
Select state for stamp duty rate
Stamp duty concessions available
Stamp Duty Amount
—
Based on state rate
Effective Rate
—
After concessions
Total Cost
—
Property + Stamp Duty

Stamp Duty Breakdown

ComponentValue

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What Is a Stamp Duty Calculator?

A Stamp Duty Calculator computes the stamp duty payable on property purchase based on property value and state-specific rates. It accounts for concessions available for women, senior citizens, and other categories.

Stamp duty is a significant cost in property transactions (4-8% of property value). This calculator helps you budget for this expense and understand the total cost of property acquisition beyond the base price.

Stamp Duty Formula

Stamp Duty = Property Value × State Rate
Effective Rate = Base Rate - Concessions
Total Cost = Property Value + Stamp Duty
Property Value = Higher of agreement/circle rateState Rate = 4-8% depending on stateConcessions = For women, seniors, etc.

Frequently Asked Questions

What is stamp duty?
Stamp duty is a tax levied by state governments on property transactions. It validates the sale agreement and makes it legally enforceable. Rates vary by state (4-8% of property value) and are paid before registration.
Who pays stamp duty - buyer or seller?
Stamp duty is typically paid by the buyer. However, parties can mutually agree otherwise. In most transactions, the buyer bears this cost as it is essential for transferring ownership.
Are there stamp duty concessions?
Yes, many states offer concessions for women (1-2% lower), senior citizens, first-time homebuyers, and affordable housing. Delhi offers 4% for women vs 6% for men. Check your state-specific concessions.
Is stamp duty calculated on market value or agreement value?
Stamp duty is calculated on the higher of agreement value or circle rate (government-fixed minimum value). If agreement value is lower than circle rate, duty is charged on circle rate to prevent undervaluation.
Can stamp duty be claimed as deduction?
Stamp duty is not directly deductible, but it can be added to the cost of acquisition for capital gains calculation. This reduces taxable capital gains when you sell the property. Consult a tax advisor for specific situations.

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